ENABLING YOU TO LEAVE ON THE RIGHT TERMS

INVESTMENT SCHEMES

Using Tax Efficient Investment Schemes

With deposit rates depressed and with most fund managers anticipating lower equity growth than we have become accustomed to, it is important to ensure that investment portfolios receive every assistance in building capital growth or generating income. Ensuring that a portfolio is tax efficient is vital although we should always commit funds for sound investment reasons and not for tax benefits alone.

Each of the following may have a place in a portfolio but professional advice must be sought to ensure that the underlying investment is matched to the investment goal, falls within an acceptable risk profile and does not swap one form of taxation for another.


  • Individual Savings Accounts
  • Venture Capital Trusts
  • Enterprise Investment Schemes
  • Offshore Investment
The above constitutes the more common vehicles for developing a tax efficient portfolio but is not meant to be a comprehensive list. Tax efficiency will count for little without understanding the investment objective and attitude to risk that should dictate the investment strategy. In order to build a workable, flexible, effective long term strategy it is necessary to seek appropriate professional advice.